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← Request #5742

Draft reply

Draft reply

Unresolved placeholders

Nothing to show.

Facts to verify

the current regulatory guidelines on credit history retention and restructuring options

Do not state

do not state that the Central Bank or government will clear credit histories
do not promise that commercial banks will be forced to consolidate debts
do not cite specific credit registry retention periods or scoring formulas

Channel

Channel: Public reply
Target response days: 20
Clearance: Routine check

Dispatch requirements

response_plan_available must be true
clearance must not be DO_NOT_SEND
Every draft_reply.placeholders[] token must be resolved
Final text must contain no [[TOKEN]] residue
Every facts_to_verify entry must be checked
Clearance ROUTINE_CHECK must be approved by a qualified actor
Redaction must be confirmed when required; PUBLIC_REPLY forbidden with personal data
Duty officer must acknowledge escalate_immediately cases

Expectation alignment

issue_01: Cannot be met