01 borrower blacklisted and denied credit due to guarantor status despite good personal credit history, seeking policy review

What the citizen said

«քանի որ ես երաշխավորի պատճառով գտնվում եմ սեվ ցուցակում չեմ կարողանում վարկ վերցնել, խնդրում եմ վերանայել այն հարցը ,որ երաշխավորությունը չազդի մեր վրա»

What Lsum understood

borrower blacklisted and denied credit due to guarantor status despite good personal credit history, seeking policy review

Topic

Finance, banking, and insurance → Credit history and blacklist

Affected group

Borrowers / debtors — borrowers blacklisted due to guarantor status

Citizen wants

Review and modify credit registry regulations so that acting as a guarantor does not block a person's own access to credit when they have a good personal credit history.

Citizen proposed solution

Ensure that guarantor status does not negatively affect the guarantor's own credit rating or ability to borrow.

Locations

No location mentions.