01 borrower blacklisted despite fully repaying loan and holding state job, seeking mortgage access

borrower blacklisted despite fully repaying loan and holding state job, seeking mortgage access

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Finance, banking, and insurance → Credit history and blacklist

• Borrowers / debtors · Public servants — blacklisted borrower with paid-off debt and state employment

Regulate or bypass credit blacklist restrictions for individuals who have fully repaid their debts

Disregard negative credit history for mortgage applications if the debt is fully resolved and the applicant is employed by the state

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