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 ← Request #4367

01 social mortgage program reform requested to allow low-income earners to purchase homes via rent-like installments

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What the citizen said

«xndrum em veranayeq socialakan cragir " hipotekov bnakaranner" vor@ verabervum e bardzr ekamutner unecoxnerin, ovqer kogtven ev mez nmannerin ktan vardzov. Xndrum em veranayeq ayd cragir@ tveq mardkanc aranc bardzr ashxatavardzi vardzi nman mardik tox paken ev ayd bnakaran@ kmna irenc.»

What Lsum understood

social mortgage program reform requested to allow low-income earners to purchase homes via rent-like installments

Topic

Housing and propertyHousing access and affordability

Affected group

  • Benefit recipients — benefit recipients living in rented housing
  • Low-income households — low-income earners without high salaries

Citizen wants

Reform the social mortgage program to make homeownership accessible to low-income individuals rather than subsidizing high-income buyers.

Citizen proposed solution

Implement a rent-to-own model where monthly mortgage payments are structured like rent, allowing low-income citizens to eventually own the property, with the real estate serving as collateral for banks.

Locations

No location mentions.