← Request #4367
Routing →
01 social mortgage program reform requested to allow low-income earners to purchase homes via rent-like installments
What the citizen said
«xndrum em veranayeq socialakan cragir " hipotekov bnakaranner" vor@ verabervum e bardzr ekamutner unecoxnerin, ovqer kogtven ev mez nmannerin ktan vardzov. Xndrum em veranayeq ayd cragir@ tveq mardkanc aranc bardzr ashxatavardzi vardzi nman mardik tox paken ev ayd bnakaran@ kmna irenc.»
What Lsum understood
social mortgage program reform requested to allow low-income earners to purchase homes via rent-like installments
Topic
Housing and property → Housing access and affordability
Affected group
- Benefit recipients — benefit recipients living in rented housing
- Low-income households — low-income earners without high salaries
Citizen wants
Reform the social mortgage program to make homeownership accessible to low-income individuals rather than subsidizing high-income buyers.
Citizen proposed solution
Implement a rent-to-own model where monthly mortgage payments are structured like rent, allowing low-income citizens to eventually own the property, with the real estate serving as collateral for banks.
Locations
No location mentions.