← Request #4205
Routing →
01 five-year credit blacklist retention period prevents borrowers with paid-off loans from accessing mortgages or business credit
What the citizen said
«sev cucaknerin ete mardik inch inch hangamanqnerum (voch lav aprelakerpic) haytnvelen ayd djoxqum ev arden pakelen varkery inchu petqe 5 tari spasen»
What Lsum understood
five-year credit blacklist retention period prevents borrowers with paid-off loans from accessing mortgages or business credit
Topic
Finance, banking, and insurance → Credit history and blacklist
Affected group
- Borrowers / debtors — borrowers with paid-off loans remaining on credit blacklists
Citizen wants
Remove or reduce the 5-year waiting period on credit blacklists for individuals who have fully repaid their loans
Citizen proposed solution
Allow blacklisted individuals who paid off their debts to access credit (mortgages, business loans) without waiting 5 years
Locations
No location mentions.