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← Agency brief

Focus area

Demand for rent-to-own schemes and social housing amid rental market inflation High

First analysis period

Model-generated

Citizens repeatedly propose that the government construct social housing or establish rent-to-own mechanisms where monthly rent payments contribute toward property ownership. They highlight that current mortgage programs are inaccessible due to credit blacklisting, lack of formal employment registration, or high down payments, while the private rental market remains completely unregulated with arbitrary price hikes.

Affected groups

young families, long-term renters, low-income households, and informal or daily-wage workers

Geography

Yerevan and major urban centers

Actions for this focus area

  • Establish a joint task force with MLSA and the Central Bank to draft a rent-to-own housing policy framework. · Within 90 days

Supporting citizen requests

0 supporting requests